222 – Credit Manager Large Value Deal Team
Credit Manager Large Value Deal Team
This role can be based across any of our core locations Reading, London, Manchester or Cardiff, you will be able to work a blend of both home and office each week. You’ll be made to feel part of your new team by your Line Manager, and colleagues through regular contact and virtual interaction
Salary – Competitive + Discretionary bonus scheme / 30 days’ annual leave / Pension scheme / Private medical insurance (opt in) / Life Assurance and Income Protection / Cycle to work scheme / Digital GP and Wellbeing app / Refer a Friend scheme / Give as you Earn scheme / Long service awards / Access to flu jabs, eyecare vouchers, travel season tickets, travel clubs / Discounts on shopping vouchers and Vodafone contracts and Microsoft software
Our client is a Financial Services business who are asset finance lenders. They have several offices based in the UK.
They have a friendly and flexible culture, and are a growing organisation that means there’s lots of opportunities to progress
Working with a dynamic team responsible for protecting the bank from unexpected bad debt by way of responsible lending within the Lending Policy and Group Risk Framework.
The role of Credit Manager will be responsible for underwriting credit applications with exposures >£1m ensuring adherence to the Bank’s Lending Policy and Standards. Your particular focus will be in underwriting high value transactions and preparing detailed, balanced recommendations to higher mandate holders
Key responsibilities will be:-
- Understand and apply the Asset Finance Lending Policy and Standards.
- To assess and decision specific new business proposals within your approval authorities.
- Identification and analysis of key risks including being able to shape and restructure a proposition that better suits customer needs.
- Prepare and recommend proposals for decisioning by higher mandate holders.
- To confidently present high value transactions to the Bank’s Credit Committee.
- Contribute to the development/refinement of credit strategy, policy and processes.
